Race to 30K: Did I meet my short-term goal?

It’s accountability time! Ok, let’s review the goal.  I want to get my balance to 30K before May 1st.  I just got paid yesterday and as you can see from the progress meter, I’m well below 30K.  My balance is now  $28,896.16.  But, it’s not what you think. That number is a bit misleading.  I recently was approved for…



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The 5 Credit Cards I Don’t Need Anymore

If you are a regular reader of my blog, you’ve seen my posts about CREDIT CARD REWARDS. Last year, I earned $2,710 in credit card rewards! I have a lot of credit cards in my wallet and even more tucked away at home.  A relative recently told me I have too many, but then I…

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FLASHBACK: $2,710 in credit card rewards!

UPDATE: Credit card mistake turned into rewards! Mastering the Credit Card Game For years, I have been using credit cards to my advantage, cashing in on lucrative credit card sign-up bonuses and rewards. Never have I paid a finance charge because I don’t carry a balance. For me, the strategy is simple.  Apply for good…

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Imagine it: Looking ahead to life after the mortgage

My current goal is to be mortgage free by March 2013, my 28th birthday.  But part of me really wants to reach my stretch goal of the end of 2012. My new short-term goal is to get to 30K by May.  I’ll have paid off 50K in one year. One of the things that keeps…

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Is cable TV dying? For me, it’s already dead.

Mortgage Free by 30 began about 1 year ago.  I started this website as a way to motivate myself to make more money and spend less.  It has done that and along the way I have “met” some really great people.  Please continue to email me at mortgagefreeby30 (at) gmail.com. Recently, I wrote a post…

PAYDAY UPDATE: Race to 30K!

It’s payday! Ok, let’s review the goal.  I want to get my balance to 30K before May 1st.  I just got paid today, so that means there is only one additional paycheck before May. I made a few transfers from my checking accounts to the mortgage company: BANK OF AMERICA: $675 ING DIRECT: $450 FIFTH…

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How to spend the Amazon gift cards you earn with Swag Bucks

If you read this blog regularly, you have probably seen the links for SWAG BUCKS that I have all over the place. I wrote an article detailing HOW TO MAKE MONEY WITH SWAG BUCKS. If you are interested in joining Swag Bucks, I would appreciate your referral because it helps keep this site going. Here…

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